The average amount requested for MFI loans reached a record high. In August, the Russians wanted to receive a loan in the amount of 24.8 thousand rubles, the study says.
In March 2022, the average microcredit amount was 16.3 thousand rubles, in April it jumped sharply to 23.5 thousand rubles and then continued to grow. In July, it reached 24.5 thousand rubles.
Microfinance organizations in response to requests offer about 8-9 thousand rubles. This is explained by the desire to minimize the risks of the formation of “bad debt”.
Earlier, economist Nikita Maslennikov said that Russians took out 70% more loans in June than in May. He believes that the surge in retail consumer lending is due to changes in the conditions for mortgages and car loans. In his opinion, this trend is not unusual, as people traditionally take more loans in the summer.